Current Rates

Interest rates and APY effective: 03/06/2013

 

CERTIFICATES OF DEPOSIT
6 Month CD
Minimum to Open = $1,000.00
    Interest Rate APY*
$1,000.00 $99,999.99 0.150% 0.150%
$100,000.00 $+ 0.150% 0.250%

 

1 Year CD
Minimum to Open = $1,000.00
    Interest Rate APY*
$1,000.00 $99,999.99 0.250% 0.250%
$100,000.00 $+ 0.250% 0.250%

 

2 Year CD
Minimum to Open = $1,000.00
    Interest Rate APY*
$1,000.00 $99,999.99 0.500% 0.500%
$100,000.00 $+ 0.500% 0.500%

 

3 Year CD
Minimum to Open = $1,000.00
    Interest Rate APY*
$1,000.00 $99,999.99 0.600% 0.600%
$100,000.00 $+ 0.600% 0.600%

 

5 Year CD
Minimum to Open = $1,000.00
    Interest Rate APY*
$1,000.00 $99,999.99 0.700% 0.700%
$100,000.00 $+ 0.700% 0.700%

 

INDIVIDUAL RETIREMENT ACCOUNTS
1 Year Fixed IRA
Minimum to Open = $1,000.00
    Interest Rate APY*
$1,000.00 $+ 0.250% 0.250%

 

2 Year Variable IRA
Minimum to Open = $1,000.00
    Interest Rate APY*
$1,000.00 $+ 0.150% 0.150%

 

3 Year Fixed IRA
Minimum to Open = $1,000.00
    Interest Rate APY*
$1,000.00 $+ 0.600% 0.600%

 

SAVINGS
Passbook Savings
Minimum to Open = $100.00
    Interest Rate APY*
$1.00 $+ 0.050% 0.050%

 

CHECKING
NOW Checking
Minimum to Open = $500.00
    Interest Rate APY*
 $1.00 $1,499.99  0.025%  0.025%
$1,500.00 $+ 0.025% 0.025%

 

MONEY MARKET
Insured Investors Fund
Minimum to Open = $500.00
    Interest Rate APY*
$2,500.00 $+ 0.075% 0.080%

 

*APY = Annual Percentage Yield
The interest rate(s) and APY(s) may change after the account is opened. A penalty may be imposed for early withdrawal on some accounts.

**For more information about rates and other terms, contact a Nixon State Bank representative at 830-582-1511 or 1-800-417-1511.