Privacy Policy

Rev. 12/2010
FACTS WHAT DOES NIXON STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account Balances
  • Credit history
  • Overdraft history
  • Checking account information
  • Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Nixon State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Nixon State Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
  		Yes No
For our marketing purposes—
to offer our products and services to you 		No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes—
information about your transactions and experiences 		No We don't share
For our affiliates' everyday business purposes—
information about your creditworthiness 		No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 830-582-1511 or go to www.nixonstatebank.com
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What we do
How does Nixon State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
 

How does Nixon State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Make a wire transfer
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Nixon State Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Nixon State Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Nixon State Bank doesn't jointly market.
Other Important Information
For Texas Customers. The Nixon State Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Nixon State Bank should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; E-mail: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.

 

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Aviso De Queja Del Cliente

El Nixon State Bank esta constitudo bajo las leyes del Estado de Texas y segun las leyes estatales esta sujeto a supervision legal por parte del Texas Department of Banking. Cualquier cliente que desee presentar una queja contra el Nixon State Bank, debe contactar al Texas Department of Banking.

 

El Nixon State Bank tambien se dedica al negocio de venta de cheques como agente de una sujeta a vigilancia legal por parte del Texas Department of Banking. Cualquier cliente que desee presenter una queja acerca de las actividades de venta de cheques debe contactar al Texas Department of Banking.

 

Los clientes pueden presentar quejas ante el Texas Department of Banking contactando al Departmento a traves de los medios que se indican a continuacion:

 

Personalmente o por corroe de los EE.UU.:

 

Texas Department of Banking 2601 North Lamar Boulevard, Suite 300 Austin, Texas 78705-4294

 

Numero telefonico: 877-276-5554 (Gratituo) Numero de fax: 512-475-1313

 

Correo electronico: consumer.complaints@banking.state.tx.us
Sitio Web: http://www.banking.state.tx.us/