Privacy Policy

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Nixon State Bank.
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers.

 

  • Our customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
  • Deposit account
  • Loan account
  • Safe deposit box
  • All Individual Retirement Accounts where we act as custodian or trustee

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

 

We first define some terms.

 

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.

 

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

 

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”

THE INFORMATION WE COLLECT

We collect information about you from the following sources:

 

  • Information you give us on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with other parties
  • Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any information about you to anyone, except as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

INFORMATION ABOUT FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.

 

NIXON STATE BANK
NIXON • LAVERNIA • CHINA GROVE

CONSUMER COMPLAINT NOTICE

The Nixon State Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Nixon State Bank should contact the Texas Department of Banking.

 

Nixon State Bank also engages in the business of selling travelers checks for a company licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint concerning sale of checks activities should contact the Texas Department of Bank if attempts to resolve your problem with our agent fail.

 

Consumers may file complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below:

 

In Person or U. S. Mail:

 

Texas Department of Banking
2601 North Lamar Boulevard, Suite 300
Austin, Texas 78705-4294

 

Telephone No. - 1-877-276-5554 (toll free)
Fax No. - (512) 475-1313

 

e-mail: consumer.complaints@banking.state.tx.us
Web site: http://www.banking.state.tx.us/

 

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Aviso De Queja Del Cliente

El Nixon State Bank esta constitudo bajo las leyes del Estado de Texas y segun las leyes estatales esta sujeto a supervision legal por parte del Texas Department of Banking. Cualquier cliente que desee presentar una queja contra el Nixon State Bank, debe contactar al Texas Department of Banking.

 

El Nixon State Bank tambien se dedica al negocio de venta de cheques como agente de una sujeta a vigilancia legal por parte del Texas Department of Banking. Cualquier cliente que desee presenter una queja acerca de las actividades de venta de cheques debe contactar al Texas Department of Banking.

 

Los clientes pueden presentar quejas ante el Texas Department of Banking contactando al Departmento a traves de los medios que se indican a continuacion:

 

Personalmente o por corroe de los EE.UU.:

 

Texas Department of Banking 2601 North Lamar Boulevard, Suite 300 Austin, Texas 78705-4294

 

Numero telefonico: 877-276-5554 (Gratituo) Numero de fax: 512-475-1313

 

Correo electronico: consumer.complaints@banking.state.tx.us
Sitio Web: http://www.banking.state.tx.us/