Credit Cards

 

 

Personal Credit Cards

 Visa Classic
 Visa Platinum
 Gold MasterCard

Whether you’re looking for a card with rewards options or no annual fee, we have the right card for you.

Three Credit Cards to Choose From

We make it easy to choose the credit card that is right for you:

  • Visa® Classic
  • Visa® Platinum
  • Gold MasterCard®

All three cards are available in two options: Low Rate Card or Preferred Points Card. These cards are accepted worldwide at businesses, financial institutions, and ATMs.

Low Rate Card

Features and Benefits

  • No annual fee
  • Low introductory rate for first six months
  • Very competitive interest rates after introductory period.  (See application for example.)
  • 25-day interest-free grace period on all purchases. No grace period on cash advances
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at http://www.cardaccount.net/
  • Rental car collision damage waiver protection

 

Preferred Points Card

Features and Benefits

  • No annual fee
  • Low introductory rate for first six months
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Very competitive interest rates after introductory period. (See application for example.)
  • Online account information available 24/7 at http://www.cardaccount.net/
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Use your Preferred Points Card to earn points that you can redeem for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more. A brochure with more details is available at any of our banking locations.
  • To view or redeem rewards points, visit http://www.mypreferredpoints.com/ or call 1-866-678-5191
  • Rental car collision damage waiver protection

 

Yes, I Want to Apply!

  • Apply now. Download the PDF of the application.
  • Then you can type the information and print it off (cannot save so print an extra copy for yourself) or print it off and complete it using a blue or black pen. Paper applications are also available at Nixon State Bank.
  • Fax your completed application to our credit card processor at 972-650-7054.
  • Or mail your completed application to:
    Card Service Center
    P.O. Box 569120
    Dallas, Texas 75356-9120

Business Credit Cards

 Visa Business
 Verified by Visa

Whether you’re looking for a card with rewards options or no annual fee, we have the right Business Visa® card for you: our Standard Card or Preferred Points Card. These cards are accepted worldwide at businesses, financial institutions, and ATMs.

Standard Card

Features and Benefits

  • No annual fee
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at http://www.cardaccount.net/
  • Rental car collision damage waiver protection and travel insurance

 

Preferred Points Card

Features and Benefits

  • Low annual fee of $39.00 per account
  • Individual billing option only
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Rental car collision damage waiver protection and travel insurance
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at http://www.cardaccount.net/
  • Use your Preferred Points Card to earn points that you can redeem for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more. A brochure with more details is available at any of our banking locations.
  • To view or redeem rewards points, visit http://www.mypreferredpoints.com/ or call 1-866-678-5191.

 

Yes, I Want to Apply!

  • Apply now. Download the PDF of the application.
  • Then you can type the information and print it off (cannot save so print an extra copy for yourself) or print it off and complete it using a blue or black pen. Paper applications are also available at Nixon State Bank.
  • Supporting documents vary depending on the type of business you have. See chart below.
  • Fax your completed application to our credit card processor at 972-650-7054.
  • Or mail your completed application to:
    Card Service Center
    P.O. Box 569120
    Dallas, Texas 75356-9120

Please see application for information about current APRs.

 

Supporting Documents for Your Card Application

Business Card Underwriting Documentation
Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit
Articles of Incorporation * *
Borrowing Resolution * * *
Financial Statements * * * *
Partnership Agreement *
Year Established * * * * *
Personal Guaranty * * *
Personal Tax Return * * *

 

Verified by Visa

Greater Security For Online Purchasing

Expect Something New When You Shop Online.

When you use your Visa Credit Card while shopping, you'll be asked to activate Verified by Visa. All of Nixon State Bank's Visa Credit Cards are equipped with this free password protection service.

It's Safe and Easy to Activate While You Shop.

When you shop at a participating online store, enter the information requested to activate your card in order to complete your transaction. It only takes a moment, and then your card will have password protection whenever you shop online.

Now It’s Even Safer When You Shop Online

Once you activate your card, “Verified by Visa” protects you at every participating store—ensuring that you are the only one who can use your card. So, you’ll want to look for the Verified by Visa symbol whenever you shop online; it gives you the added protection you’re looking for.

Shop online with greater security at participating stores listed at www.visa.com/shopverified.